Russia proposes to subsidize insurance for two categories of mortgage holders

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Date: 22 Sep 2022 Time: 12:29:11

In Russia he proposed insurance subsidies for mortgage holders over 50 years of age

In Russia, they can introduce life and health insurance subsidies for mortgage and disabled borrowers over 50 years old. Federal company Etazi turned to the government and the Central Bank with a proposal to reduce the cost of insurance policies for two categories of citizens, Izvestia reports.

The company’s letter indicates that these citizens spend six to seven times more on insurance than the rest. With a mortgage of three million rubles, the cost of insurance for a borrower aged 20-29 years will be from 6.5 to 20.5 thousand rubles, and for citizens over 50 years old – from 27 to 126 thousand rubles. In this case, denying insurance will increase the cost of the loan by one or two percent.

According to the government press service, the letter with the proposal was received by the Cabinet and sent to the Ministry of Finance of Russia for consideration. Currently, this problem has started to be solved.

In early September, Russia offered to subsidize mortgages for apartments with large areas. Vitaly Mutko, general director of Dom.RF, believes that in this way it is possible to persuade families to buy more spacious ones and developers to build fewer one-room apartments.



Source: lenta.ru

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